iRealtySchool.com | Arizona Online License Renewal Courses

Integrating Fair Housing Into Your Business

3 hours credit - Fair Housing Issues

The objectives of this course are to provide the student with information to understand the Arizona and Federal Fair Housing Laws, including protected classes, possible violations, and strategies to avoid them. Other topics include Civil Rights history in the United States, NAR's guidelines, predatory lending, case studies, and integrating “diversity-oriented strategies” into the agent's business plan.

Summary of Sessions
Session 1	THE FAIR HOUSING HISTORICAL PERSPECTIVE & THE PROTECTED CLASSES
Session 2	FAIR HOUSING VIOLATIONS
Session 3	NAR POLICIES ON FAIR HOUSING
Session 4	PREDATORY LENDING & GUIDELINES WITH LENDERS ON SHORT SALES AND LOAN WORKOUTS
Session 5	INTEGRATING DIVERSITY STRATEGIES INTO THE BUSINESS PLAN
Session 6	CASE STUDIES IN FAIR HOUSING LAW
Session 7	ISSUES ON DISABILITIES & FAMILIAL STATUS

Course Documents and Reference Materials

What is Important to You in the Sale of Your Property
Patterned Interview for Sellers
Patterned Interview for Buyers
Buyer’s Home Needs Worksheet
Purchase Check List & Rating System

In order to pass this class and receive your Educational Certificate, the student must complete all sessions by reading the materials online and completing the quizzes at the end of each session. After all sessions have been completed, the student can then proceed to take their Final Exam, which consists of 25 questions based on the completed sessions.

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Fair Housing Issues.

Deep Dive – Fair Housing

3 hours credit - Fair Housing

This course educates the licensees and the public on the Federal Fair Housing Act and the Arizona Department of Housing guidelines, including discriminatory practices and compliance with Arizona-specific Fair Housing considerations with practical applications and case studies.

Summary of Sessions
Session 1	Introduction to Federal Fair Housing
Session 2	Discriminatory Practices & Compliance
Session 3	Fair Housing in Real Estate Transactions
Session 4	Arizona-Specific Fair Housing Considerations
Session 5	Practical Application & Case Studies

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Fair Housing.

Disclosure, Risk Management & Case Studies

3 hours credit - Disclosure

At the conclusion of this course, the student will be able to understand the potential for major risk that impacts everyday real estate practice; identify and explain the specific major problem areas that cause risk for real estate licensees; describe the different standards as defined and directed by law, Commissioner’s Rules, and the Code of Ethics of the National Association of REALTORS® that promote risk management; more effectively protect themselves from those problems and risks; and dispel common myths and fantasies related to risk and risk management.

Summary of Sessions
Session 1	MATERIAL FACTS & DISCLOSURES - PART 1
Session 2	MATERIAL FACTS & DISCLOSURES - PART 2
Session 3	DISCLOSURE REPORTS & COMMON DISCLOSURE ISSUES
Session 4	METHODS FOR MAKING DISCLOSURE AND EXCULPATORY AGREEMENTS
Session 5	ERRORS & OMISSIONS INSURANCE AND POSSESSION ISSUES
Session 6	FINANCING DISCLOSURE ISSUES
Session 7	MARKETING/ADVERTISING CAUTIONS & CASE STUDIES

Course Documents and Reference Materials

Buyer Advisory
Seller Property Disclosure Statement (SPDS)
Buyer’s Inspection and Seller’s Response (BINSR)
Seller Property Disclosure Statement Form (SPDS)
Lender Pre-Qualification
Loan Status Update (LSU)

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Disclosure.

Disclosure Law Overview

3 hours credit - Disclosure Law

The objective of this course is for the student to get an overview of disclosure law in Arizona. Areas covered will be material fact disclosures and the licensee's obligations and components that should be used in making those disclosures. ADRE, Arizona Statutes and Court Cases will be referenced as it relates to disclosures. Also reviewed will be natural hazards, disclosure reports and liability for failure to disclose.

Summary of Sessions
Session 1	MATERIAL FACTS & PROPER DISCLOSURE
Session 2	LICENSEE'S OBLIGATIONS ON DISCLOSURE
Session 3	CASE STUDIES ON DISCLOSURE & EFFECTIVE DUTIES OF LICENSEES
Session 4	NATURAL HAZARDS, DISCLOSURE EXCLUSIONS & LIABILITY
Session 5	METHODS OF MAKING DISCLOSURES & DISCLOSURE REPORTS

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Disclosure Law.

Selling Effectively in a Litigious Environment

3 hours credit - Legal Issues

At the conclusion of this course, the student will be able to explain how statutory law and court decisions apply to their obligations to orienting and educating the consumer in a real estate transaction and to advise the consumer on the specific information they will need to make an informed decision when buying or selling a property. The student will also be able to recite the applicable laws and standards of practice to their role in representing a buyer or seller in the sale or purchase of a property and to apply the principles of consumer protection to assisting the consumer in their sale and/or purchase of a property. The student will also be more effective in managing and reducing the risks involved in the purchase or sale of a property for both their client and themselves.

Summary of Sessions
Session 1	THE FOUNDATIONS OF REAL ESTATE LAW
Session 2	REVIEW OF AGENT’S OBLIGATIONS & CONSUMER EXPECTATIONS
Session 3	THE DUE DILIGENCE PROCESS
Session 4	HOMEOWNER'S ASSOCIATIONS & RESPA BASIC PROVISIONS
Session 5	RESPA SECTION 8 & 9
Session 6	TRUTH IN LENDING & THE LOAN ESTIMATE (LE)
Session 7	AFFILIATED BUSINESS ARRANGEMENTS & GENERAL RULES OF ASSISTING THE CLIENT

Course Documents and Reference Materials

AAR Buyer Advisory
Risk Reduction Worksheet
Seller Property Disclosure Statement (SPDS)
AAR H.O.A. Condominium/Planned Community Addendum
RESPA Good Faith Estimate

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Legal Issues.

Contract Writing – Legal Issues

3 hours credit of Legal Issues

The objectives of Contract Writing – Legal Issues is to provide the student with an understanding of Legal Issues relating to drafting contracts. The Buyer Disclosure Advisory is thoroughly reviewed; what makes a contract enforceable; drafting contingencies; taking title; and fixing title issues are discussed.

Summary of Sessions
Session 1	Buyer Advisory – Part I
Session 2	Buyer Advisory – Part II
Session 3	What makes a Contract Enforceable & Counter Offers
Session 4	Drafting Contingencies & BINSR Form
Session 5	Holding Title & Fixing Title Issues

Course Documents and Reference Materials

Buyer Advisory
Counter Offer
Multiple Counter Offer
Buyer's Inspection Notice and Seller's Response (BINSR)

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Legal Issues.

Essential Contract Terms and Conditions

3 hours credit - Contract Law

The objective of this course is for the student to identify and understand some of the key terms and conditions that are in most purchase contracts or that should be included in a purchase contract. Areas covered are property and possession issues; financing issues; title and escrow issues; seller/buyer disclosures and warranties; due diligence and inspection disapprovals.

Summary of Sessions
Session 1	PROPERTY & POSSESSION ISSUES
Session 2	FINANCING ISSUES
Session 3	TITLE/ESCROW ISSUES
Session 4	DISCLOSURE & WARRANTIES
Session 5	DUE DILIGENCE & INSPECTION DISAPPROVALS

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Contract Law.

Contract Writing – AAR Contract

3 hours credit of Contract Law

The objectives of Contract Writing – AAR Contract is to provide the student with an understanding of the AAR's Residential Resale Real Estate Purchase Contract. Understanding the fine print in this form is imperative when confronted with questions from buyers and sellers. Therefore, each of the 9 sections of the AAR contract will be thoroughly reviewed.

Summary of Sessions
Session 1	Buyer Attachment and Property
Session 2	Financing Section & Title and Escrow Section
Session 3	Disclosure & Warranties Section
Session 4	Due Diligence & Remedies Section
Session 5	Additional Terms and Conditions / Seller Acceptance Section

Course Documents and Reference Materials

AAR Residential Contract
Pre-Qualification Form
Loan Status Update (LSU)
Lead Based Paint Disclosure (Sales)
Buyer's Inspection Notice and Seller's Response (BINSR)
Affidavit of Disclosure
On-site Wastewater Treatment Facility Addendum
Real Estate Agency Disclosure and Election (READE)

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Contract Law.

Delivering the Standard of Care

3 hours credit - Commissioner's Standards

At the conclusion of this course the student will be able to define the duties imposed by the standard of care. Also, the student will be able to identify the sources from which the standard of care is created. In addition the student will be able to describe the consequences for failure to meet the standard of care. The student will also be able to identify certain specific statutes, Commissioner’s Rules and NAR Code Articles and Standards of Practice that apply to certain situations.

Summary of Sessions
Session 1	STANDARD OF CARE
Session 2	LEGAL & INVESTIGATIVE PROCESSES
Session 3	MEETING THE STANDARD OF CARE
Session 4	CODE OF ETHICS – Part 1
Session 5	CODE OF ETHICS – Part 2
Session 6	ACTING OUTSIDE THE FIELD OF COMPETENCE
Session 7	POTENTIAL PENALTIES FOR WORKING OUTSIDE THE FIELD OF COMPETENCE & NEGLIGENT REFERRALS

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Commissioner's Standards.

BMC #1 – Statutes and Rules

3 hours credit - Commissioner's Standards

You don't have to be a broker to take this course.
Salespeople and Non-Delegated Associate Brokers
can take this course and still receive credit.

The objectives of this course is to provide the student with an understanding of the Commissioner's Rules, Substantive Policy Statements, Arizona Revised Statutes and contracts and employment agreements as it relates to the broker's real estate business.

Sessions 1–4 relate to the Broker Audit Declaration that a broker must complete when renewing their license online.

Summary of Sessions
Session 1	GENERAL RECORDS COMPLIANCE & BROKER REVIEW
Session 2	COMPENSATION & DISCLOSURE
Session 3	SALES/LEASE TRANSACTION RECORDS, EARNEST DEPOSITS & GENERAL/SALES/EARNEST TRUST ACCOUNTS
Session 4	PROPERTY MANAGEMENT AGREEMENTS, RECORDS & TRUST ACCOUNT QUESTIONS
Session 5	SUBSTANTIVE POLICY STATEMENTS (SPS)
Session 6	OTHER PERTINENT STATUTES / CONTRACTS / EMPLOYMENT AGREEMENTS

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Commissioner's Standards.

BMC #2 – Broker Policies

3 hours credit - Commissioner's Standards

You don't have to be a broker to take this course.
Salespeople and Non-Delegated Associate Brokers
can take this course and still receive credit.

At the conclusion of this course the student will be able to identify and implement the required elements of reasonable supervision with the people he or she employs; identify and implement measures to systematize effective risk management in the company; use the ADRE model office policy manual to properly and effectively structure policies and procedures in their company; and develop and utilize an effective Independent Contractor Agreement (ICA) in their real estate company.

Summary of Sessions
Session 1	REQUIRED ELEMENTS OF BROKER SUPERVISION POLICY
Session 2	ADRE MODEL BROKER'S POLICY AND PROCEDURE MANUAL – PART 1
Session 3	ADRE MODEL BROKER'S POLICY AND PROCEDURE MANUAL – PART 2
Session 4	ADRE MODEL BROKER'S POLICY AND PROCEDURE MANUAL – PART 3
Session 5	ADRE MODEL BROKER'S POLICY AND PROCEDURE MANUAL – PART 4
Session 6	INDEPENDENT CONTRACTOR AGREEMENT

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Commissioner's Standards.

BMC #3 – Supervision

3 hours credit - Commissioner's Standards

You don't have to be a broker to take this course.
Salespeople and Non-Delegated Associate Brokers
can take this course and still receive credit.

At the conclusion of this course the student will be able to identify and understand the concepts of broker supervision in risk management and implement effective and prudent measures to ensure it, including supervising licensees; delegation of authority; unlicensed activities; understanding the standard of care concepts; marketing and advertising; record keeping requirements; and selecting and working with the Errors & Omissions insurance providers.

Summary of Sessions
Session 1	SUPERVISION, DELEGATION & LOSS OF LICENSE
Session 2	RENEWAL OF LICENSE & UNLICENSED ACTIVITY
Session 3	STANDARD OF CARE & ANATOMY OF A LAWSUIT
Session 4	ERRORS & OMISSIONS INSURANCE
Session 5	MARKETING / ADVERTISING
Session 6	BROKER SUPERVISION IN RISK MANAGEMENT

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Commissioner's Standards.

Agency Duties & Obligations

3 hours credit - Agency Law

The objective of this course is for the student to get an overview of an agent's duties and obligations to clients and customers in Arizona. Areas covered will be agency relationships and how they are created and terminated; duties in the agency relationships; the agency disclosure process and the broker and salesperson relationship.

Summary of Sessions
Session 1	AGENCY RELATIONSHIPS & CREATING AGENCY
Session 2	DUTIES IN AGENCY RELATIONSHIPS
Session 3	AGENCY RELATIONSHIPS & TERMINATION
Session 4	AGENCY DISCLOSURE PROCESS
Session 5	THE BROKER/SALESPERSON RELATIONSHIP

Course Documents and Reference Materials

Real Estate Agency Disclosure and Election Form (READE)
Consent to Limited Representation ("Consent") Form
NAR Settlement facts and discussions

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in Agency Law.

Deed Fraud, Water, Firewise

3 hours credit – REQUIRED General Real Estate

The objectives of this course is to provide the student with information on preventing property fraud, managing water resources, and wildfire safety, enhancing community resilience and property protection.

Deed Fraud, Water, Firewise
Session 1	Deed Fraud – Part 1
Session 2	Deed Fraud – Part 2
Session 3	Water – Part 1
Session 4	Water – Part 2
Session 5	Firewise – Part 1
Session 6	Firewise – Part 2

You must pass the Final Exam with a score of 80%, which will indicate that you have read and completed your assignments. You can retake the final until you pass.

Once you pass your Final Exam, you can then click on the Certificate Link and receive your Educational Certificate for 3 hours of credit in General Real Estate.